TERMS AND CONDITIONS

ATM News

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and ATM News (“Company,” “we,” “our,” or “us”) governing your access to and use of the website located at [atm-news.com] (the “Website”).

By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must discontinue use of the Website immediately.

1. ELIGIBILITY

By using this Website, you represent and warrant that:

You are at least 18 years of age or the legal age of majority in your jurisdiction
You have the legal capacity to enter into this agreement
Your use of the Website does not violate any applicable law or regulation

2. SCOPE OF SERVICES

ATM News provides news reporting, commentary, analysis, editorial content, multimedia materials, and related informational services (collectively, the “Content”) for general informational purposes only.

Nothing on this Website constitutes legal, financial, medical, or professional advice.

3. USER OBLIGATIONS

You agree not to:

Use the Website for unlawful, fraudulent, or harmful purposes
Attempt to gain unauthorized access to the Website, servers, or systems
Disrupt or interfere with Website functionality or security
Upload or transmit malicious code, viruses, or harmful material
Engage in automated scraping, data mining, or extraction without permission
Impersonate any person or misrepresent your affiliation

We reserve the right to suspend or permanently terminate access for violations of these Terms.

4. INTELLECTUAL PROPERTY RIGHTS

All Content, including but not limited to text, articles, graphics, logos, trademarks, images, videos, layout, and software, is owned by or licensed to ATM News and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Website solely for personal, non-commercial purposes.

You may not:

Copy, reproduce, republish, distribute, transmit, broadcast, sell, license, or exploit Content without prior written permission
Modify or create derivative works from our Content
Remove copyright or proprietary notices

For licensing inquiries: [Insert Contact Email]

5. USER-GENERATED CONTENT

Where the Website permits user submissions (e.g., comments, posts, or articles):

You retain ownership of your content but grant ATM News a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, publish, display, distribute, and modify such content
You represent that your content is lawful and does not infringe any third-party rights
We reserve the right (but not the obligation) to monitor, edit, or remove content at our sole discretion

6. NEWS, OPINION, AND EDITORIAL DISCLAIMER

Content published may include news reporting, opinions, commentary, and third-party information. ATM News does not guarantee:

Accuracy, completeness, or reliability of information
Timeliness or error-free content

Users acknowledge that news and editorial content may evolve and change.

7. THIRD-PARTY LINKS

The Website may contain links to third-party websites. ATM News is not responsible for:

Content, accuracy, or practices of third-party sites
Privacy or security policies of external websites
Any damages arising from third-party services

Access to third-party websites is at your own risk.

8. ADVERTISING AND SPONSORED CONTENT

The Website may display advertisements, sponsored content, or affiliate links. Such content may be clearly labeled. ATM News is not responsible for claims made by advertisers or third-party sponsors.

9. PRIVACY

Your use of the Website is also governed by our Privacy Policy available at:
[Insert Privacy Policy Link]

10. DISCLAIMER OF WARRANTIES

THE WEBSITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

MERCHANTABILITY
FITNESS FOR A PARTICULAR PURPOSE
NON-INFRINGEMENT
CONTINUOUS OR ERROR-FREE OPERATION

We do not guarantee the Website is free from viruses or harmful components.

11. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ATM NEWS, ITS OWNERS, DIRECTORS, EMPLOYEES, CONTRIBUTORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY:

INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
LOSS OF PROFITS, DATA, REVENUE, OR BUSINESS OPPORTUNITIES
DAMAGES ARISING FROM USE OR INABILITY TO USE THE WEBSITE

This limitation applies even if we were advised of the possibility of such damages.

12. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless ATM News and its affiliates from and against any claims, liabilities, damages, losses, and expenses arising from:

Your use or misuse of the Website
Your violation of these Terms
Your violation of any law or third-party rights

13. TERMINATION

We reserve the right, at our sole discretion, to terminate or suspend access to the Website without notice for conduct that violates these Terms or is otherwise harmful to ATM News or other users.

14. CHANGES TO TERMS

We may revise these Terms at any time. Updated Terms will be posted on this page with a revised “Last Updated” date. Continued use of the Website constitutes acceptance of the revised Terms.

15. GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], United States, without regard to conflict of law principles.

Any legal action shall be brought exclusively in the courts located in [Insert State/County], and you consent to such jurisdiction.